Green Life Zen

In today's economy, there are more reasons than ever to cut your energy expense. Among the most popular ways to do so is to purchase renewable resource to power all or part of your home. However, even if you don't have the resources to set up a full photovoltaic solar set on your roof, there are lots of other methods to cut your expenses, conserve money, and usually be more kind to Mother Earth.

That's what we're going to discuss-- the techniques that penny-wise house owners and eco-conscious members of society are utilizing to hack at their energy usage once and for all. That includes cutting down on your power expense in as numerous methods as possible; setting up green energy sources such as photovoltaic panels, solar heat and windmills; or just cutting back on your food expense and other expenditures.

When it comes to our financial future, the country has had a wakeup call. We can not sustain endless spending and debt. It's time to reconsider what you use and how you use it if you have actually signed up with the ever-growing transformation and want to cut your expenses. This isn't just about your checklist-- it's about the future of our world and everybody on it. I can't consider a better factor to start making changes.

Wait! Before you read any further, watch this video that reveals you how you can save lots of money off your weekly food expense by growing your own vegetables. You'll also leave the threat of harmful toxins and pesticides also!

Discover How to Save Money by Growing Your Own Organic Vegetable Garden!

Saving cash on your food costs is just as important as cutting your power bills with renewable resource. You'll probably save more by growing that vegetable garden than you ever would by setting up solar panels! And this one is so easy, it keeps itself on auto-pilot.

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The World's Energy Crisis

Now, we're coming to conditions with a tough truth that has been hanging over our heads for decades. The quantity of energy on the planet is finite. We have actually known that-- it's relatively easy to know if you think about that most of our energy is originated from nonrenewable fuel sources. But, now more than ever we're seeing the evidence that we just have so long till energy sources grow too costly and too uncommon for average customers like us to pay for.

In truth, the federal government is limited in its actions as long as human beings continue to feast on energy in such high amounts. We need to find out how to cut back our energy use as we replace the fossil fuels with sustainable options.

If you're unsure this is an issue you need to deal with, simply take a look at the expense of electricity, oil and gas compared to 10-- 15 years back. Gas in the early 2000s was barely more than $1 per gallon in the United States.

Today, it remains around $3 regularly and sometimes goes upwards of $4 per gallon. Heating oil and gas likewise continue to escalate in cost to the point that some families should choose between food and heat in the winter. No one should be forced to make that sort of decision.

How Long Do We Have?

Now, we're on the cusp of a major turning point. It's thought that peak production will take place in the next 3 - 10 years. That means, after that point, production of fuel will not have the ability to increase with usage any longer. With huge countries like China and India growing and industrializing at unheard of rates, this is a very bad thing for anyone who utilizes fossil fuels every day-- as all of us do, directly or indirectly.

Researchers are not exactly sure when nonrenewable fuel sources will begin to go out-- having a clear concept of the earth's contents is almost difficult with current innovation. However, conservative quotes put us at about halfway through the world's oil reserves. That implies we might possibly run out of oil within 30-- 40 years at the current consumption rates.

That's the current rates. Year after year, oil intake has rarely if ever decreased globally. We can anticipate it to increase, which implies we could run out of oil even quicker. Your kids will almost surely reside in a world where oil reserves dry up or diminish to a level where they can no longer manage it.

The Solutions

Now, there are a lot of conversations going on around the world about what we ought to be doing to deal with the energy crisis. Compounding it is the fact that our continued use of nonrenewable fuel sources is creating a growing environment change issue. What does our government strategy to do to offer energy and fuel for families and individuals in the coming years as costs rise and materials decrease?

Now, actions by the government aren't going to make significant damages in our fossil fuel usage for years or even decades to come. However, as a consumer, you can do your own part to cut back on usage. Not just will you help to lower how much energy is utilized around the world, however you'll be getting ready for further rate boosts, minimizing your costs and making it possible to make it through in a world where energy expenses dwarf other basic requirements.

Solar energy can be utilized to heat water and your home, as well as power your devices with the right setup. Eventually, though, whether you have the resources to install eco-friendly energy for your home or not, the easiest method to save cash is to decrease your energy usage across the board.

This short article is going to help you do just that-- offering a bevy of choices that will lay out where your energy is presently going and how you can cut back that usage immediately. With a world depending upon us, it's our duty to do something about it now, not when our kids are grown and the earth has currently been sucked dry.

Simple but Effective Ways to Cut Down Your Expenses

Today, your greatest concerns are the costs you have to pay, not the future of our earth's energy sources. Understandably, you 'd rather hear what we can do right now to alter what you spend than what you should be doing with money you do not have to replace that energy usage.

To start with, comprehend that cutting your bills is not as simple as waving a wand and waiting for meters to run backwards. It takes hard work and sacrifice to decrease the bills you currently have. And if you have a household, cutting down on expenditures is going to be even harder.

Partners and kids are not always amenable to giving up their fridge grazing routines or their superhot showers. So, put on your gauntlets and buckle down since we will do some major slashing of your budget plan.

Related Article: How to Reduce Electricity Bill - 7 Simple Home Energy Efficiency Ideas

Before You Start

Before you invest any time into cutting back your expenses, I want you to do something extremely important. Call a family meeting, sit down with your kids and partner, and discuss what's about to take place. Sometimes, a reaction takes place since you don't speak with everybody before making changes. Setting up indicators, disconnecting appliances and canceling services can be annoying for a family. So, instead of thrusting significant changes into everyone's lives without notification, sit down and inquire their opinions.

It might not change your choices, but simply by discussing it, you can set out plainly why the modifications are being made and how they will benefit everyone in the long term. Discuss what the savings will be invested in, how you're helping the environment and why you feel it is a necessary step. If effectively interacted, your household ought to understand why these changes are being made.

Replace Incandescent Bulbs

Old made, incandescent bulbs are a big cash waster, both in energy use and expense of replacement. Modern fluorescent bulbs can last approximately 5 years and use a fraction of the energy. If you're aiming for even larger savings, opt for LED light bulbs, which can last 25 times longer than incandescent bulbs and use even less energy than fluorescents.

Disconnect Your Devices

Most people figure that when they struck the power button, their home appliance or electronic stops drawing juice from the wall. Regrettably, it does not always work like that. Electrical energy might not be flowing and getting taken in, but it is quite being used. Don't just turn gadgets like your computer and Television off; disconnect them when not in use. Do not just turn the lights off when not in the area. Turn them off at all times unless you specifically need that light to do something.

Purchase Energy Star Appliances

The U.S. Government has a program that labels and rates devices that are thought about high performance in terms of energy use. Search for the Energy Star label, and research the energy use data, which by law should be labeled on all significant appliances.

Wash Clothes Wisely

Washing machines and clothes dryers comprise a substantial portion of your monthly energy usage. Off, cut down how frequently you do laundry. Just run the devices when you have a full load, and use cold water whenever possible. In addition, examine your exhaust vents, and have your washer serviced to make sure it is working correctly.

Change the Thermostat

In the winter, drop your thermostat to a manageable temperature-- around 68 ° F( 20 ° C) during the day, 60 ° F ( 16 ° C) at night. In the summertime, raise it to 78 ° F (26 ° C). The small distinction from the basic room temperature level can save you hundreds of dollars a year, especially if you reside in an extreme environment. If you're not utilizing a computer, turn it off-- simple as that. Furthermore, make sure it is attached to a power strip that you can turn off whenever the computer system is off.

Check for Leakages and Improper Insulation

Homes with poor insulation or leaks in air vents can bleed energy. Have an evaluation done to check for thin walls, improperly sealed doors, dripping air vents, or other concerns that can cause energy loss. In some cities, there are public programs for low-income families and the senior to offer totally free insulation. If absolutely nothing else, home insulation is a big tax write-off.

Southern and western direct exposures are best, and you should plant deciduous trees so that the leaves are gone in the winter season to let winter season sun in. You can also install awnings each summertime to decrease direct sunshine into your home.

Prewash and Load the Dishwashing Machine

Dishwashers suck energy to heat water. To cut down on that energy usage, scrape and pre-rinse your meals, and after that use a lower cycle for your dishwasher.

Use Smaller Sized Devices for Small Meals

If you're just making a small meal or feeding one or two people, prevent switching on your oven or range. An Energy Star microwave or toaster oven will offer plenty of heat to warm up a bowl of soup or cook a cheese sandwich.

Seal Windows in the Winter Season

Leaky windows can lead to a remarkable amount of lost heat in the winter season. Make certain you set up storm windows, and that the seals around your windows are appropriately caulked to prevent leak.

Use Tone in the Summer Season

Instead of letting all that sunshine into your house and battling it back with an a/c, use tones that can let in the cool air but obstruct the sunshine. Again, you must also consider installing awnings to obstruct direct sunlight.

Use Power Strips to Manage Usage

Use power strips on every outlet that you can. They not just reduce direct energy usage; they permit you to shut off the power being used without having to disconnect every device individually. It's likewise an excellent idea to have power strips to prevent surges that can damage your gadgets.

Don't Idle Your Car Needlessly

Idling a vehicle wastes gas. Many automobiles can be warmed up by driving them. Instead of sitting in your cars and truck and idling without moving, drive it to warm it up before you hit the highway. Additionally, prevent city streets whenever possible to enhance gas mileage.

Tune Up Your Vehicle Routinely

Routine tune-ups and oil changes in your car will improve gas mileage and reduce the requirement for costly repair work. Even if you have a new automobile with no problems, ensure you stick to your regular maintenance schedule to minimize potentially huge costs.

Have Your House Inspected

Have somebody take a look at your home to discover any leakages, insulation problems, old electrical wiring or other energy-wasting issues. Many times, energy-draining problems can be masked by walls, flooring or an easy absence of understanding. Search for an unbiased third party that will not try to sell you on unneeded repairs.

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Tricks to Setting Up Solar Power in Your Home

When it comes to renewable energy, absolutely nothing gets more press than solar energy and for good reason. The sun is out there all the time, every day. Even on cloudy days, the sun is showering us with energy that can be harnessed and used to warm our homes, power our devices, and change the pricey, fossil fuel-burning energy companies. Every square meter of sunshine brings 1,000 watts of energy-- a massive burst of raw power.

Is solar power really an efficient option, and if so, is it affordable? Let's take a closer take a look at what energy costs in your home can be changed with solar and how reliable they generally are.

Solar Hot Water and Space Heating

Solar hot water and area heating is among the most basic methods to harness the power of the sun. It needs a solar collector, a tank on your roof, and the required connections to distribute heated water throughout your home. It's about 80% less expensive than installing solar panels and can spend for itself within 2-- 3 years instead of 20.

What You Need for Solar Heating

There are 2 different kinds of solar heating installations:

  • Passive setup, which distributes water directly from the solar battery throughout your home with no motors or pumps
  • Active setup, which pumps cold water into the collector and warm water into your hot water tank where it can be stored for later usage.

The most basic to install and least costly is a passive system since it requires fewer parts, less upkeep and no authorizations. You should still be careful when installing a passive solar hot water system, if only because you're working with active pipes in your home.

Types of Solar Collectors

A solar collector is a panel connected to your roof that will absorb energy from the sun and convert it to heat. When it comes to a passive system, the collector will directly heat up the water in a tank attached to your roofing system. Generally, it resembles a greenhouse for your house's hot water.

Not every home can benefit from a simple, flat plate solar collector. In colder climates where that water might freeze, you will need a more indirect system. In addition, those pipelines will generally consist of some type of coolant instead of water. The heated coolant is then moved to a separate water tank to heat safe and clean water. The water never freezes, the pipes remain strong, and you have warm water even in the winter season.


Putting in a solar warm water system starts with analysis of your warm water needs. Just how much do you utilize, and what do you currently pay for it? Likely, you will never ever have the ability to replace your whole warm water supply with solar warm water, however anything you do now will assist your bills in the future.

Beyond the solar battery-- which will be in between 4 and 12 feet long-- you'll require the following parts to finish a solar heating setup:

  • Storage Tanks-- For active systems utilizing evacuated tubes, storage tanks will hold the potable water away from the roof. This allows you to warm the water in a different location more safely in cold temperatures.
  • Water Heater-- If you pick to remain connected to the grid, with the alternative for outside energy to warm your water, this is essential. The majority of people stay connected to be sure they never ever lack hot water. This will be welcome if the solar tank drains when you have company or it gets too cold outside.
  • Heat Exchanger-- If you are using coolant in your solar batteries, you'll need pipelines or coils to transfer the heat from the coolant to your water, usually inside your storage tanks.
  • Water Pumps-- In an active system, you'll require water pumps to move water to and from your solar batteries. Passive systems don't utilize water pumps.
  • Valves and Controls-- These are used in active systems. Controls will identify where water is pumped and when to turn on your hot water tank. If something goes wrong along with a tempering valve, you can also install an isolation valve to cut off your solar system. If you're utilizing direct warm water from your solar battery, a tempering valve will make sure it doesn't get too hot when you're in the shower or washing meals.

Hot Water or Heating

Of the two, hot water is thought about the simplest to install due to the fact that it utilizes less energy than heating and since it only requires two connections to existing plumbing. For many homes-- especially new ones-- it is viable to use a solar heating system for both hot water and heating. In the case of heating, you'll need to set up pipelines and radiators throughout the house to transfer the heat to your rooms, which will require professional support.

Related Article: Solar Water Heating Systems - How They Work and How to Pick the Best One for Your Home

Photovoltaic Solar Energy

The second kind of solar energy-- the one you have actually likely heard more about-- is photovoltaic. Without getting too technical, photovoltaic solar energy is the procedure of transforming solar energy straight into electrical power using a photovoltaic panel.

These panels are made with extremely conductive products like silicon, which can break apart the energy from the sun's rays into electrons and then direct them into an electric present. That current is sent through wiring in your home, converted into functional electricity, and funneled to your outlets and lighting components.

It's not quite as basic as all that, but nor is it a lot more complicated. Solar power's biggest disadvantage isn't complexity, but cost. Since solar panels are notoriously ineffective (the best panels convert in between 10-- 15% of the solar energy that hits them), and because they use up a lot area, a system that will fully power your home would be rather expensive and large.

Installation Secrets

Just because they're expensive, though, doesn't mean solar power isn't feasible. There are in fact many ways to optimize your use of solar panels without having to pay through the nose.

  • Placement-- First, your roof needs to be angled properly-- ideally at about 45 degrees facing south. A southern exposure with no overlying shade will guarantee maximum sunshine throughout the year.
  • Energy Use-- You'll need to cut your energy use to make solar panels viable. Luckily, you're reading this guide, which provides dozens of tips to cut your bills and energy use down dramatically. It costs $9 per watt of electricity to install a solar system. Analyze what you use currently and compare it to your total kilowatt use at the moment.
  • Forecasting-- Determine how much sun you can absorb throughout the year. What does the National Weather Service say about your annual sunlight? If you live in Seattle, PV cells probably won't be of much use, but if you live in Arizona, you'll be able to go off grid for a reasonable investment.
  • Power Sharing-- If you're in a state that supports it, remember that you can also resupply power back to the electric company through the power lines. This way, you can stay on the grid and access electricity if it's extra gray outside for a few weeks.

Installing solar power is expensive to be sure, but if you do it right, you can cut down your electricity use and at least supplement a bit chunk of your power to reduce your monthly bill.

What You'll Need

There are quite a few parts involved in PV cell installation, but to give you a general idea of what you're paying for and the scope of installation, here's a run through of the parts:

  • Batteries-- Without grid electricity, you'll need batteries to store power when you're not using it. This will help ensure you have power when the sun isn't shining.
  • Charge Controller-- To control how fast the battery charges and drains, a charge controller is needed. This will lengthen the battery's life and efficiency.
  • Inverter-- An inverter converts electricity you gather through your solar cells from direct current (DC) to alternating current (AC). This is necessary so you can use that electricity in your outlets.
  • Generator-- A generator acts as a backup. A generator can also be wired to a battery to recharge it if it gets too low during peak use.
  • PV Cells-- The actual solar cells you need will be available in many forms and costs. Higher end cells have been getting far better retention numbers, but the price rises drastically with the efficiency.
  • Additional Parts-- There are a number of other important parts including wiring, junction boxes, disconnects, overcurrent protection, grounding equipment and brackets for installation.

Overall, solar panels are a fun, effective way to supplement the electricity you use from the power company-- and the source is free and abundant. Remember to thoroughly research local laws and building codes before starting a project. You may also want to contact a licensed contractor for consultation.

Related Article: How to Install Solar Panels - The Installation Procedures

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Installing Wind Power

Wind power is becoming increasingly popular as a source of energy for major power suppliers around the globe. When you crane your neck up at the 200-foot windmill along the highway, you must be wondering if you could possibly harness the same power efficiently.

What You Need for Wind Power

A lot of people assume that you need acres of space, dozens of windmills and high-speed winds to generate enough power for your home. Recent studies have shown that substantial energy production can occur at wind speeds as low as 11 miles per hour with 100 square feet to build on.

Due to building codes and space restrictions, a windmill might not be ideal if you live in a crowded suburb or a major city, but anyone with a little space in their backyard or who lives in a rural area can easily take advantage of this rapidly advancing technology.

Building Your Own Windmill

Of course, there is the cost issue. Luckily, there are a number of resources cropping up that offer plans for installing windmills by hand using homemade parts. Because a windmill's basic design premise is so simple, homemade windmills are far easier than other renewable energy sources like solar panels.

Before you start a project in your backyard, thoroughly research about what your windmill should include. It does you little good to build a windmill if you don't know how much power you need it to produce or how fast your wind speeds are. Here are some things to consider:

Energy Use

How much energy do you currently use each month, and how much energy can you expect a residential-- sized windmill to produce? If you used 800 kWh each month, your windmill would need to produce at least 5 kilowatts to be effective in cutting your energy bill.

That would cover roughly 40% of your energy bill. A windmill producing as much as 15 kilowatts would produce upwards of 90% of your power. These numbers vary depending on a number of geographical factors, and if you can lower your electricity use, your windmill will be far more effective.


Review how much space you have to build your windmill. Ideally, you want your windmill to be tall enough to rise above any obstructions like trees or your home. If the wind source is substantial, it doesn't need to go any higher than that. For some homeowners, a 20-- 30 foot windmill is plenty tall enough to gather the power needed.

Building Materials

Your windmill will be tall, narrow and jutting into the wind every day of the year. You will also depend on it to produce a large chunk of your electricity so it can't fall down on you during a storm. To combat these issues, make sure you buy only the strongest materials. A deep foundation, metal framing and strong supports are all vital to keeping that windmill upright.

Electric Components

While you can build a large portion of your windmill on your own, including the frame, blades, foundation and head, you'll still need to buy certain parts. There are plans for creating your own turbines and transfer systems, but even if you go the homemade route there, you'll still need inverters, batteries, a charge controller, disconnects and other electrical materials.

Ideally, well before you start construction, you should know how big of a windmill you need, how much space you need, how many parts you need, and what it will all cost you. Go back to the drawing board and continue your research if any of those details are fuzzy.

Plans and Parts for Your Windmill

When the time comes to start building, you'll need to have plans that have been successfully used by other do-it-yourselfers for their windmills. Do a quick Google search and you'll find a LOT of plans, but how many of them meet our criteria? Not very many.

To start with, your plans should be easy to understand. I'm going to wager a guess and assume you're not an electrical engineer. If you like to fix things, tinker in your shop, and do odds and ends around the house, recognize that a windmill is a big leap; having solid, well-written plans is important.

Beyond the writing, however, you 'd better have clear illustrations outlining what to do at each step of the process. Look for clear measurements for braces, foundation settings and blades. When it comes to anything that channels electricity, accuracy is vital. Don't settle for instructions that leave you not quite clear on what to do next.

The last thing you want is for your windmill to come crashing down because you didn't know about a joint you needed at the pinnacle of the braces. Not only should you know which parts you need; you should know sizes, brands and styles that will match up with your windmill.

Catering to Your Home

Windmills are fantastic in almost any climate and region. Even if you live in such an area, a windmill can produce enough power to help cut down your energy bill at least a bit.

The windmill should be air and water tight to avoid any leaks or electrical shortages. It should also be tall enough to get above the trees in your area, and if you live with neighbors nearby, you should be sure it won't make too much noise. In the past, many do-it-yourselfers have had their windmills taken down due to noise ordinances in their area.

A good windmill can put a big dent in your power bill, but it needs to be built to fit your particular needs. Once you know what your home needs to get off the power grid, you can find plans that will specifically match up with your municipality, energy and region needs.

Related Article: Wind Power Efficiency - Understanding The Efficiency of Wind Energy 

Money-Saving Tips You Can Use Today

Every year, there are millions of Americans having a hard time to make ends meet, and the majority of them never ever recognize that they could save hundreds if not countless dollars by making some extremely easy modifications. For those of you searching for cost-cutting solutions that do not turn your life into an episode of Survivor, here are 30 basic, easy to follow ideas you can carry out today.

Combine Your Utilities

If you pay over $100 a month for cable TV, you can probably save a lot of money by adding in your cable Internet and phone bill to the same package. You may lose some of the 500 channels you currently enjoy, but remember, it'll take compromises to save a few dollars.

Send in Rebates and Use Coupons

Remember all those rebates you got from Best Buy last year for your home office equipment? Rebates may seem like a pain to deal with, but they are basically free money. If you receive rebates or coupons for things you already buy, put them in a folder somewhere, and act on them once a week.

Refinance or Consolidate Loans

If you have loans or significant debt, think about refinancing or consolidating to get better rates of interest. Student loans and home loans are great examples as they enable you to settle the debt faster and with a fixed rate to lower interest charges.

Borrow, Don't Buy

If you want to read a book, watch a DVD or listen to a CD, borrow it from a friend or the library instead of buying it brand new. Consider services like Netflix for DVDs or Pandora Internet radio for music-- both of which have low subscription fees.

Magazine Subscriptions

If you currently purchase publications (or newspapers), change those substantial regular monthly charges with a single subscription cost. If you subscribe for the whole year, most magazines can be had for an 80% discount.

Order or Buy Groceries Online

These days, you can buy nearly anything online. Add your groceries to that list. Services like Fresh Direct and websites like Amazon make it simpler than ever to buy food in bulk at huge discount rates. You not only cut down on what you spend on groceries; you minimized just how much you must drive to get them.

Some people spend as much as half their income paying off loans, credit cards and other debts. Instead of spending hundreds of dollars a month on interest charges, pay down those cards, and stop using them to buy things you can not afford.

Wait on a New Cars and Truck

Unless your cars and truck is breaking down and can't go over 55 miles per hour, you don't need a new one. Prevent the urge to invest money on the flashy brand-new sedan you saw on television. It's not essential, and you're adding yet another costs to your list.

Pay Bills Annually

A lot of bills can be reduced by paying them in a lump sum upfront. Car insurance, life insurance, phone bills, oil heat, and many others offer plans to pay upfront and save as much as 25% of the total.

Cut Back on Gifts

Gift giving adds up significantly, especially around Christmastime when so many gifts go out. Find ways to show your love without maxing out a $5,000 credit card every year-- you'll feel far less stressed come January 1st.

Make Your Own Lunch

Lunch is a huge expense for many of us. If you work 5 days a week and spend $10 a day on lunch, that's $2600 a year just to feed yourself while at work. Another tip: don't spend so much money at coffee shops.

Cook Meals for Dinner

Again, eating out is expensive, but now we're talking about your whole family. What did it cost the last time you took the entire family out to your favorite restaurant? That same meal could be made at home with bulk foods and fresh ingredients for as little as $10 for four people.

Sign Up With a Wholesale Club like Costco

When it concerns purchasing food and home goods, no one has better deals than Costco. The subscription is only $50 each year, and you'll have the ability to take huge discount rates on whatever from milk and veggies to toilet paper and toothpaste. It may be a large monthly shopping journey, however it's well worth the savings.

Use Free Software

If you have an office or merely use your computer for a lot of personal jobs, think about downloading and utilizing totally free software application alternatives instead of pricy retail tools. Google Files and Open Office are excellent replacements for Microsoft Office while offers many of the fundamental tools that Photoshop provides for $600 less than its pricy equivalent.

Cut out Snacks and Drinks

A lot of what you spend on food could be completely cut out simply by eating less. Another big money waster: beverages like soda, energy drinks and alcohol. Exercise and eat healthy instead. By eating healthier and exercising regularly, you'll save money in a number of ways. You'll have more energy and get more done. Second, you won't need to buy as many medications or see the doctor nearly as much.

Save Leftover Change

Don't toss change away or leave it in your car. Get a change jar to begin waiting for future use. By setting aside all the extra pennies and nickels you get, you can come away with hefty three-figure paydays every few weeks.

Create Monthly Budgets

One of the easiest ways to save money is to know what you're spending it on. A monthly budget is vital to help you understand what you actually need and what expenses are frivolous. Check in on your budget at least once a week, adjust as necessary, and try to get as close to the minimum spend as possible.

Save Money in a Money Market Account

If you are trying to save money, make it work for you. Eventually, you'll want that money going into CDs and IRAs, but for now at least get a money market savings account. Even just extra savings in your bank account will make small amounts of profit each week by staying here.

Plan Grocery Shopping Trips

The easiest way to waste money at the grocery store is to go in without a clear plan. Sit down once a week and make a list of everything you need, using recipes and your current needs as a guide.

Don't Pay Unnecessary Fees

There are so many fees out there that you may not even realize where your money is going. Of course there are credit card fees, but there are also late fees if you forget to pay a bill on time, transaction fees if you use the wrong ATM, and overage fees if your subscriptions don't cover your service.

Research Prices Online

Before you buy anything, sit down and look at the varying prices online. Impulse buys of major appliances or electronics can cost you hundreds of dollars.

Don't Drink Bottled Water

Bottled water is a massive waste of money; plus it's awful for the environment. Get a stainless steel or reusable plastic water bottle, and fill it up instead. You can always get a filter if you don't like your tap water.

Stop Smoking

Smoking is expensive. From $5 a pack in most states to $13 a pack in New York, you could be spending anywhere from $1500 to $5000 a year on this nasty habit, not to mention the future cost of health care.

Drive Your Car Less

Driving costs money. So, instead of driving three blocks to work each day, get a bicycle or start walking. Public transportation is also a great option, or you could carpool with people going your way.

Have a Garage Sale

Get rid of your old stuff the best way possible-- with a good old-fashioned garage sale. If you're not a fan of strangers on your lawn, go online and use eBay or craigslist instead. Throwing out old stuff is almost never necessary. Someone likely wants it.

Buy Used Items

Instead of buying brand new electronics, cars, clothing or other goods, look for used options. Again, eBay is a great tool for finding used items, or you could talk to your friends and family to see if they have anything available.

This is only getting started, and don't forget the 20 methods to save money on your utility bill we already discussed. The opportunities to cut your bills, save money and start saving for the future are nearly endless. The earlier you get started, the sooner you can relax and enjoy a life without hefty bills and massive energy consumption.

Related Article: How to Reduce Electricity Bill Without Losing Your Comforts

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Some people never stop and think about where their money is going. They spend indiscriminately, throwing cash into the dustbin instead of setting it aside for retirement, college or other expenses that are almost sure to come up in the future.

In today's economy, with our energy sources running lower by the year, it won't long be possible to ignore changes that you need to make in your spending habits. Sit down with your family, review your expenses, and start slashing them down to size. Review the renewable energy you could be using right now and how much less energy you could be using with some simple, pain-free changes.

Trust me, the grumbling will die down. The right habits might even mean an extra vacation or a few extra outings with the kids. Saving money is only a small part of the equation, but for your family, it can make all the difference. Please watch the following video below to find and learn more about 7 types of renewable energy or you can jumpstart on watching this simple free video and learn how to lower your electricity bill now.